What is Ford Credit?

2020 Ford F-150 grille

Ford Credit is the financial branch of the Ford Motor Company. If you have been shopping for a brand new Ford vehicle in the Omaha area, you may be interested in securing your loan or lease through this Ford financing program. With multiple Ford Credit plans available to drivers in the Omaha area, it is quite simple to find one that meets your needs and budget. Sid Dillon would be more than happy to answer any questions you may have about automotive financing and your Ford finance options. 

Buying vs. Leasing

With Ford Credit, you are able to purchase or lease the Ford vehicle of your dreams. Our finance department has provided a quick overview of each option below, and we would be more than happy to discuss your choices in-depth:


  • Standard Purchase: This plan offers flexible payment terms, and you have the opportunity to modify your vehicle as you see fit. One of the main reasons why Fremont drivers decide to finance their vehicles is that there are no mileage limitations, and you won’t be charged for excess wear and tear on the vehicle. Another bonus is that each payment you make builds equity, so your next Ford vehicle purchase will come at a lower price. Whether you are interested in a new, used, or certified pre-owned vehicle, all qualify for the Standard Purchase plan.
  • Flex Buy: If you plan on purchasing a new Ford vehicle, you also have the option to choose the Flex Buy program. With this program, you are able to take advantage of a special payment plan with lower payments during the first few years. Keep in mind that there is just one term available. 


  • Red Carpet Lease: With this plan, you can choose the terms and mileage options that work best for you, thanks to several available choices. An Advance Payment Program allows you to settle all your lease payments in one lump sum. In most cases, that cost will be more affordable than what the total of your monthly payments would have been. Another advantage of the Red Carpet Lease is that there are many lease-end opportunities. When the terms of your lease are complete, you have the option to purchase the vehicle you have been leasing, return your leased vehicle, or lease a different Ford vehicle. It’s up to you! 

Benefits of Ford Credit

Why should you consider the Ford Credit program? In addition to great deals, you can also take advantage of helpful resources if you are unfamiliar with the car buying process. You are able to shop with confidence, knowing you have made the right decision for your budget. What’s more? Ford Credit also offers personal assistance from their own finance specialists. If you happen to fall ill, have an accident, or require payment relief if you’ve become a victim of a natural disaster, these finance specialists are here to help. 

Blue 2020 Ford Escape

Take Advantage of Ford Credit Offers at Sid Dillon

If you have found a Ford vehicle that checks all of the boxes on your wishlist, consider leasing or financing with Ford Credit. With so many Ford finance options to choose from, sticking to your budget has never been easier. Contact us today if you have any questions.

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